Every year business owners (called merchants herein) are required to fill out the PCISS Compliance (Payment Card Industry Security Standards) questionnaire. It’s basically a list of about 20 questions that are presented in such complex industry specific terms that it’s difficult to complete for someone who doesn’t work in the credit card processing business.

Also, if not filled out completely and correctly, many processors charge the merchant as much as $1400 per year in “PCI Non-Compliance” fees. These fees are mostly profit for the credit card processors and their sales agents. This incentivizes processors, agents, and sales offices to keep their merchant clients in a non-compliant status. They are effectively saying, “Why help your merchants be PCI safe when I can make extra money from PCI fees?”

But here is my solution: Every year I go through my book of business (every single merchant who has trusted my company with their credit card processing) and I complete the PCI Compliance online questionnaire on their behalf. I call the merchant and make certain their business practices are in line with PCI standards, I answer all the difficult questions, and get the merchant’s signature on the PCI quiz.

This takes a tedious process and makes it simple and free for my clients.

If you are struggling with the PCI hassle every year, paying PCI non-compliance fees, or just want to upgrade to a safer credit card processor, consider ePOS Merchant Services for your credit card processing needs. Plus we even offer a free loaner Clover Flex 3 terminal with advanced encryption, to new clients processing more than $10k per month. And EVERY ePOS merchant enjoys no contracts and no hidden fees.

Happy holiday season everyone!

Jason Hanson, owner

EPOS LLC